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[Remote] Software Engineer, Cash App - Lending Products

Work from home Full-time role Hiring

Note: The job is a remote job and is open to candidates in USA. Block is a company focused on redefining the world's relationship with money through innovative financial products. They are seeking a Software Engineer to join the Lending Engineering team, responsible for building systems and tools that provide low-friction access to credit for Cash App users. The role involves collaborating with various teams to enhance lending capabilities and ensure high-quality software delivery.

Responsibilities

  • Partner closely with credit risk, legal & compliance, product managers and other engineers to take the Lending capability to the next level
  • Lead or contribute to projects from hypothesis to production capability, ensuring ownership of the output quality
  • Build financial primitives by acting as an IC or lead on atomic, composable, API-level building blocks that serve the Block's intelligence layer
  • Take a developer-centric approach to designing and building clean APIs, optimizing strictly for uptime, latency, regulatory compliance, and cost-per-transaction
  • Experiment with emerging approaches and support team capability by sharing learnings and providing feedback
  • Operate and manage existing Cash services
  • Make recommendations to improve the team and wider Engineering practices
  • Help interview candidates, organize external recruiting/networking activities, and contribute to the broader tech and open-source communities

Skills

  • Embrace an AI-first mentality. Leverage AI to augment your knowledge and capability in navigating development in complex systems with confidence
  • Familiar with agentic engineering
  • 5+ years working on complex systems and delivering quality software, with clear expertise developed in one or more technical areas
  • Curiosity that pushes you to find flaws in complex systems and take whatever steps are necessary to fix them
  • Resilience to persevere in complex situations across multiple axes: e.g., scale, uncertainty, and interconnectedness
  • Self-directed and comfortable with ambiguity, with a willingness to publish your reasoning and be wrong publicly—which is essential for thriving in our transparent DRI/IC model

Benefits

  • Remote work
  • Medical insurance
  • Flexible time off
  • Retirement savings plans
  • Modern family planning

Company Overview

  • Block is a technology company with a focus on financial services. It was founded in 2009, and is headquartered in San Francisco, California, USA, with a workforce of 10001+ employees. Its website is https://block.xyz.
  • Company H1B Sponsorship

  • Block has a track record of offering H1B sponsorships, with 51 in 2026, 257 in 2025, 253 in 2024, 260 in 2023, 297 in 2022. Please note that this does not guarantee sponsorship for this specific role.
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