[Remote] Senior Investor Suspense Analyst
Note: The job is a remote job and is open to candidates in USA. Zillow Home Loans is focused on enhancing the mortgage experience, and they are seeking a Senior Investor Suspense Analyst to resolve post-closing issues that can delay loan purchases. This role involves managing complex investor suspense scenarios, collaborating with various teams, and improving processes within the mortgage operations.
Responsibilities
- Own and manage a pipeline of complex investor suspense files, including escalations, non-routine conditions, and time-sensitive post-closing issues
- Research root causes, review documentation, and determine the most effective path to resolution for challenging file-level issues
- Recalculate income, interpret automated underwriting findings, and assess mortgage documentation to resolve issues preventing investor purchase
- Validate investor conditions by identifying missing documentation, confirming whether conditions have already been satisfied, and escalating or challenging issues when appropriate
- Partner closely with leadership, loan delivery, credit policy, and cross-functional mortgage operations teams to resolve documentation, data, and process gaps
- Navigate internal tools, loan files, and investor or aggregator systems to research issues, document findings, and keep high-priority files moving toward sale
- Exercise sound independent judgment while balancing speed, quality, risk awareness, and customer impact
- Identify trends, recommend process improvements, and help create greater consistency in how investor suspense files are worked across the team
- Serve as a thought partner on complex mortgage scenarios while helping strengthen team knowledge, workflow discipline, and overall operational effectiveness
Skills
- 5+ years of relevant mortgage operations experience, with meaningful depth across processing, funding, closing, post-closing, investor suspense, underwriting, or related backend mortgage functions
- Strong knowledge of underwriting concepts, income calculation, automated underwriting findings, mortgage documentation review, and post-closing file analysis
- Experience diagnosing and resolving complex mortgage issues through independent research, sound judgment, and thoughtful decision-making
- Ability to assess investor conditions, determine whether requirements have been satisfied, and identify the best path to resolution
- Strong problem-solving skills, file judgment, and comfort operating in ambiguous, high-pressure situations
- Clear, professional written and verbal communication skills, with the ability to navigate sensitive situations and partner effectively across teams
- Strong attention to detail, risk awareness, and ownership in a high-volume, deadline-driven environment
- Comfort working across multiple systems, tools, and workflows, including Outlook, Word, Excel, Google Workspace equivalents, and mortgage-specific platforms
- Prior underwriting experience
- Direct investor suspense experience and strong post-closing exposure
- Experience working with loan delivery, investor purchase conditions, or post-closing escalations
- Familiarity with Airtable or similar workflow and pipeline management tools
- Experience in a fast-growth or process-light environment where flexibility and initiative are important
Benefits
- In addition to a competitive base salary this position is also eligible for equity awards based on factors such as experience, performance and location.
- Employees in this role will not be paid below the salary threshold for exempt employees in the state where they reside.
Company Overview
Company H1B Sponsorship