[Remote] Livestock Underwriter

Note: The job is a remote job and is open to candidates in USA. Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. They are seeking a detail-oriented and motivated Livestock Underwriter to join their team, responsible for underwriting, administering, and servicing livestock insurance policies. The role involves ensuring compliance with federal program requirements and providing support to agents and insureds.

Responsibilities

• Review and underwrite livestock insurance applications, policy changes, and endorsements in accordance with RMA Livestock Program policy provisions, underwriting rules, and actuarial documents
• Evaluate eligibility, insurable interest, livestock inventories, and coverage elections for programs including Livestock Risk Protection (LRP), Livestock Gross Margin (LGM), and other approved livestock products
• Ensure compliance with applicable policy terms, Special Provisions, actuarial tables, and RMA underwriting procedures
• Validate policyholder reported data including ownership documentation, production records, and livestock inventory records to ensure accuracy and insurability
• Maintain working knowledge of RMA Livestock Insurance Standards Handbook, Loss Adjustment Standards Handbook (LASH), applicable underwriting procedures, and associated program bulletins and manager’s bulletins
• Ensure policies are administered in compliance with the Standard Reinsurance Agreement and all applicable federal program requirements
• Document underwriting decisions and maintain audit-ready files consistent with AIP record retention standards
• Identify potential program vulnerabilities, reporting inconsistencies, or compliance concerns and escalate as appropriate
• Serve as a primary underwriting resource for agents regarding livestock program eligibility, policy provisions, and coverage elections
• Provide guidance regarding reporting requirements, sales closing deadlines, coverage endorsements, and policy servicing transactions
• Assist with agent training and onboarding related to livestock insurance program rules and underwriting expectations
• Support agent retention and business development through responsive service and technical expertise

Skills

• 1–3 years of relevant experience in underwriting, insurance processing, agriculture, or customer service
• High School Diploma or GED required
• Highly detail-oriented and organized with excellent time management skills
• Strong communication and interpersonal skills; able to convey complex information clearly
• Proficient in Microsoft Office (Excel, Outlook, Word) and underwriting systems
• Customer-first mindset with strong problem-solving abilities
• Team player who is flexible, proactive, and eager to learn
• Comfortable in a fast-paced, dynamic environment with shifting priorities
• Positive team player who thrives in a collaborative work culture
• Associate or bachelor's degree preferred
• Crop/Livestock insurance experience is preferred but not required

Benefits

• Full Suite of Medical Benefits
• Long Term Financial Incentives – STOCK!
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Lifestyle Spending Allowance
• Professional Development Assistance
• Career Exploration Opportunities
• Regular company-wide social events (even virtually!)

Company Overview