Portfolio Risk Associate, Risk & Analytics
Avant is a fintech company looking for a Portfolio Risk Associate to join their Risk & Analytics team. The role involves analyzing portfolio trends, supporting risk monitoring, and generating insights to drive data-informed decisions.
Responsibilities
- Analyze portfolio trends, customer behavior, and credit performance across originations and existing accounts
- Support portfolio monitoring through recurring analyses, reporting, and strategic insight generation
- Identify emerging risks, behavioral trends, and performance shifts within the portfolio
- Conduct deep dive analyses on delinquency trends, utilization behavior, payment patterns, profitability metrics, and customer segments
- Partner with Originations Risk and Account Management teams to evaluate portfolio performance and strategy impacts
- Mine and analyze large datasets using SQL and Python to support business decisions and risk monitoring initiatives
- Build and maintain dashboards, analytical datasets, and reporting frameworks
- Translate analytical findings into clear business insights and recommendations for leadership
- Perform ad hoc analyses related to portfolio strategy, growth initiatives, and macroeconomic trends
- Collaborate cross-functionally with Risk, Finance, Data Engineering, Product, and other internal teams
Skills
- Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, Computer Science, Engineering, or a related quantitative field
- Strong analytical, problem-solving, and critical thinking skills
- Ability to communicate analytical findings clearly to both technical and non-technical audiences
- Comfortable working with large datasets and ambiguous business problems
- 1–3 years of experience in analytics, strategy, risk, financial services, or a related quantitative field preferred
- Experience with SQL and Python preferred
- Interest in consumer lending, credit risk, portfolio analytics, customer behavior analytics, or fintech preferred
Benefits
- Choice of great Medical, Dental, and Vision Insurance Plan options
- 401(k) match
- Flexible Time Off
- Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
- Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
- Lunch Allowance (Fooda) and In-office Snacks
- Summer Fridays
- Fun In-Office and Virtual Social Events
- And who doesn’t love the swag
Company Overview
Company H1B Sponsorship