Disclosure and Closing Specialist

Disclosure Closing Specialist Direct Mortgage Loans (Remote)| Full-Time About The Role Direct Mortgage Loans is seeking an experienced Disclosure Closing Specialist to join our Operations team. This role is ideal for someone who thrives in a fast-paced mortgage environment and has experience managing both the beginning and final stages of the loan process. As a Loan Fulfillment Specialist, you will handle initial disclosures, coordinate appraisals, prepare closing documents, fund loans, and ensure files move efficiently through the pipeline. This is a critical role that helps create a smooth experience for both our borrowers and internal teams. If you are detail-oriented, organized, and enjoy working behind the scenes to keep loans moving, we’d love to hear from you. What You’ll Do Loan Disclosures

• Prepare and send all initial disclosures for new loan applications
• Complete and track all required re-disclosures, including Closing Disclosures
• Monitor timelines to ensure compliance with TRID requirements
• Assist Loan Officers with disclosure-related requests and updates
• Order appraisals, Certificates of Eligibility (COEs), and re-inspections for VA loans
• Facilitate appraisal and case transfers for FHA and VA loans
• Maintain accurate borrower and loan contacts in the system

Loan Closing Funding

• Review loan files for accuracy, completeness, and readiness for closing
• Confirm underwriting and closing conditions have been satisfied
• Prepare and deliver closing documents to settlement agents
• Review Closing Disclosures for accuracy and resolve discrepancies
• Balance loans to determine funding amounts
• Prepare wire requests and funding instructions
• Fund loans in accordance with company policies and investor guidelines
• Review final closing packages and transfer files to Post Closing

Compliance Quality Control

• Ensure all regulatory and internal requirements are met throughout the loan lifecycle
• Assist with quality control audits and loan reviews as needed
• Maintain organized, compliant files and documentation

What We’re Looking For ✔ 3–5+ years of mortgage operations experience ✔ Experience In Both Loan Disclosures And Closings Preferred ✔ Strong knowledge of conventional, FHA, and VA loan products ✔ Understanding of TRID, RESPA, and mortgage compliance requirements ✔ Strong attention to detail and ability to manage deadlines ✔ Excellent communication and problem-solving skills ✔ Experience With Encompass Preferred ✔ Proficiency in Microsoft Office Why Join Direct Mortgage Loans? At Direct Mortgage Loans, we pride ourselves on building strong teams, supporting professional growth, and creating a collaborative environment where employees can succeed. Join a company that values efficiency, teamwork, and delivering exceptional service to our clients. Apply today and become part of a team that helps guide borrowers home.