Commercial Lines Underwriter
Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs. They are seeking a Commercial Lines Underwriter to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.
Responsibilities
- Builds and maintains strong agency relationships
- Effectively manages an agency territory to achieve established growth and profit goals
- Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks
- Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives
- Executes policies within established authority level and established eligible risks
- Applies basic knowledge of coverage / forms / symbols / endorsements per line of business
- Applies basic knowledge of rating
- Writes new business as defined by annual goals determined by the department
- Applies knowledge to help solve problems of relatively limited scope and complexity
- Consistently acts according to our customer experience standards, including responding quickly, maintaining a positive attitude, building rapport, demonstrating empathy, managing the customer’s expectations, using the proper communication channel for the situation, and taking ownership to ensure the customer’s issue is resolved
Skills
- Demonstrated time management skills with ability to meet deadlines
- Strong negotiation and relationship-building skills
- Ability to exercise sound business judgement
- Proficient use of various core systems, office and computer equipment, and software packages
- Bachelor's degree preferred, experience in lieu of degree acceptable
- Demonstrated intermediate organizational and prioritization skills with ability to accomplish multiple priorities
- Demonstrated understanding of industry practices, standards, and underwriting concepts
- Demonstrated ability to communicate clearly and effectively both verbally and in writing
- One or more years of experience or exposure to underwriting concepts preferred
Benefits
- Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
- Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
- 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
- Wellbeing Program, including onsite fitness studio
- Paid Time Off – including holiday, vacation, and volunteer
- 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
- Paid parental leave
- Bonus opportunities
Company Overview