AML Operations Analyst
Requirements
- Minimum 2 years of experience in compliance operational teams,
- Familiarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance,
- Ability to handle multiple and fast-changing priorities,
- Excellent written and verbal communication skills,
- Investigative and critical thinking skills,
- (Desirable) Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or compliance,
- (Desirable) Experience supporting a growing compliance team,
- (Desirable) Experience in high-growth start-ups, particularly in fintech,
- (Desirable) Experience working cross-functionally, such as with risk and operations teams
What the job involves
- As a member of Ramp’s AML Team, you will play a key role in executing Ramp’s anti–money laundering and sanctions compliance program,
- You will be responsible for reviewing transaction monitoring alerts, conducting investigations, and completing enhanced due diligence (EDD) reviews to identify and mitigate financial crime risks,
- This role is ideal for someone who thrives in a fast-paced fintech environment, has strong analytical and investigative skills, and is excited about building scalable processes to support Ramp’s growth,
- You’ll work closely with our Compliance, Risk, Product, and Fraud Operations teams to ensure Ramp maintains a strong financial crimes compliance program,
- Review and disposition transaction monitoring alerts across Ramp’s product lines to identify potentially suspicious activity,
- Investigate suspicious activity and prepare documentation supporting SAR decisions and filings,
- Review sanctions and PEP screening alerts, escalating and reporting true matches as required,
- Conduct enhanced due diligence (EDD) on higher-risk customers, entities, and counterparties,
- Assist in the ongoing optimization of Ramp’s AML systems and transaction monitoring rules,
- Support responses to bank partner requests, audits, and regulatory reporting obligations,
- Identify process improvements, document findings, and contribute to compliance procedures and training materials